Flexible, AI-powered bill pay and payment management platform for businesses and accountants.
Melio is a payment platform that enables businesses to pay bills and get paid easily with flexible payment methods, global payments, AI automation, and seamless accounting integrations. It offers powerful cash flow management, approval workflows, and an AI assistant for fast AP insights.
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Pay any business bill by card, bank transfer, wire, or check, including international payments in multiple currencies with competitive rates.
Automate workflows such as bill capture, approval routing, vendor credit application, and syncing with accounting software.
Ask natural language questions about bills, payments, and vendors to get instant insights and strategic recommendations.
Two-way auto-sync with QuickBooks Online, QuickBooks Desktop, and Xero keeps financial data up to date and reduces manual work.
Add team members with customizable roles and permissions to manage approvals and operational tasks securely.
Pay multiple bills in a few clicks, combine bills to the same vendor, and schedule recurring or batch payments for efficiency.
Create and send professional invoices, generate custom payment links, and accept payments by ACH or card quickly and securely.
Industry-leading security including PCI compliance, multi-factor authentication, 24/7 monitoring, and DDoS protection safeguards your data.
Create a free Melio account and link your QuickBooks Online, QuickBooks Desktop, or Xero account for data sync.
Manually enter bills, upload invoices, or use AI-powered bill capture to import bills from email or files.
Choose payment options (card, ACH, wire, check), add team members, and configure approval workflows and roles.
Batch multiple bills, schedule recurring payments, or pay vendors instantly with fast ACH or card payments.
Ask Agent Mel questions about your AP activity to get real-time answers and strategic recommendations.
Pricing details are gathered from the official Melio website and are provided for reference only. Always confirm the latest information directly with the vendor.
| Plan | Price | Highlights |
|---|---|---|
| Core | $0 | Limited to one user
|
| Plus | $25 | 20 free ACH payments per month
|
| Boost | $55 | 50 free ACH payments per month
|
| Unlimited | $80 | Unlimited free ACH payments
|
| Platinum | Custom pricing | Preferred pricing and terms for high-volume businesses
|
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