Venmo

A digital wallet app for peer-to-peer payments, business transactions, and cryptocurrency management.

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Overview

Venmo enables users to send and receive money, split expenses, pay businesses, and manage crypto transactions within a social payment app. It offers debit and credit cards with cash back rewards and integrates with thousands of merchants for checkout.

Last updated: Sep 16, 2026

Key Features

Peer-to-Peer Payments

Send money instantly to friends, split bills, and schedule payments within the app.

Business Profiles and Payments

Create business profiles to accept payments and engage customers with trusted checkout experiences.

Venmo Debit Card

Use the Venmo Mastercard® debit card for instant payments with no transfer delays and earn up to 5% cash back at select brands.

Venmo Credit Card

Earn up to 3% cash back on eligible purchases with no annual fee and no impact to credit score if declined.

Cryptocurrency Transactions

Buy, sell, hold, and transfer cryptocurrency starting from $1 directly within the app with price alerts and educational resources.

Social Payment Features

Enhance payments with Venmojis and GIFs and share payment activity within a social feed.

Checkout Integration

Connect Venmo to thousands of apps and websites for quick checkout using Venmo balance or linked payment methods.

Cash Back Rewards Program

Earn cash back rewards through Venmo Stash and convert rewards into crypto automatically with the Venmo Credit Card.

Pros

Supports instant peer-to-peer payments and bill splitting with social features.
Offers debit and credit cards with cash back rewards integrated with the app.
Enables cryptocurrency trading and management within the same platform.
Integrates with thousands of merchants for seamless checkout experiences.
Provides educational resources and security tips for cryptocurrency users.

Cons

Cryptocurrency services are not available in all states (e.g., Hawaii) due to regulations.
Venmo is not a bank and does not offer FDIC insurance on account balances.
Some features like cash back require qualifying monthly spend and have caps.
Crypto transactions involve risks and fees that users must understand.
Venmo purchase restrictions and eligibility requirements apply for some services.

Pricing

Venmo pricing plans
Plan	Price	Highlights
Free Account	$0	Send and receive payments Split bills and group expenses Access to Venmo social feed Use Venmo balance for purchases Basic crypto buying and selling
Venmo Debit Card	$0	Instant payments with no transfer delays Up to 5% cash back at select brands Use anywhere Mastercard is accepted
Venmo Credit Card	$0	Earn up to 3% cash back on eligible purchases No annual fee No credit score impact if declined Auto-convert cash back to crypto option

Pricing is collected from the official Venmo website and may change. Always confirm with the vendor.

Frequently Asked Questions

Ratings & reviews

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Help others decide, your insights matter

Community reviews (0)

Most recent

No reviews yet. Be the first to share your experience.

Ratings & reviews

No reviews yet. Be the first to share your experience.

Share your experience

Help others decide, your insights matter

Community reviews (0)

Most recent

No reviews yet. Be the first to share your experience.

Key Features

Peer-to-Peer Payments

Send money instantly to friends, split bills, and schedule payments within the app.

Business Profiles and Payments

Create business profiles to accept payments and engage customers with trusted checkout experiences.

Venmo Debit Card

Use the Venmo Mastercard® debit card for instant payments with no transfer delays and earn up to 5% cash back at select brands.

Venmo Credit Card

Earn up to 3% cash back on eligible purchases with no annual fee and no impact to credit score if declined.

Cryptocurrency Transactions

Buy, sell, hold, and transfer cryptocurrency starting from $1 directly within the app with price alerts and educational resources.

Social Payment Features

Enhance payments with Venmojis and GIFs and share payment activity within a social feed.

Checkout Integration

Connect Venmo to thousands of apps and websites for quick checkout using Venmo balance or linked payment methods.

Cash Back Rewards Program

Earn cash back rewards through Venmo Stash and convert rewards into crypto automatically with the Venmo Credit Card.

Pros

Supports instant peer-to-peer payments and bill splitting with social features.
Offers debit and credit cards with cash back rewards integrated with the app.
Enables cryptocurrency trading and management within the same platform.
Integrates with thousands of merchants for seamless checkout experiences.
Provides educational resources and security tips for cryptocurrency users.

Cons

Cryptocurrency services are not available in all states (e.g., Hawaii) due to regulations.
Venmo is not a bank and does not offer FDIC insurance on account balances.
Some features like cash back require qualifying monthly spend and have caps.
Crypto transactions involve risks and fees that users must understand.
Venmo purchase restrictions and eligibility requirements apply for some services.

Pricing

Venmo pricing plans
Plan	Price	Highlights
Free Account	$0	Send and receive payments Split bills and group expenses Access to Venmo social feed Use Venmo balance for purchases Basic crypto buying and selling
Venmo Debit Card	$0	Instant payments with no transfer delays Up to 5% cash back at select brands Use anywhere Mastercard is accepted
Venmo Credit Card	$0	Earn up to 3% cash back on eligible purchases No annual fee No credit score impact if declined Auto-convert cash back to crypto option

Pricing is collected from the official Venmo website and may change. Always confirm with the vendor.

Venmo

Overview

Key Features

Peer-to-Peer Payments

Business Profiles and Payments

Venmo Debit Card

Venmo Credit Card

Cryptocurrency Transactions

Social Payment Features

Checkout Integration

Cash Back Rewards Program

Pros

Cons

Pricing

Featured Video

Frequently Asked Questions

Ratings & reviews

Ratings & reviews

Community reviews (0)

Ratings & reviews

Community reviews (0)

Key Features

Peer-to-Peer Payments

Business Profiles and Payments

Venmo Debit Card

Venmo Credit Card

Cryptocurrency Transactions

Social Payment Features

Checkout Integration

Cash Back Rewards Program

Pros

Cons

Pricing

Featured Video

Frequently Asked Questions

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Ratings & reviews

Community reviews (0)

More in Agentic Payments Platforms