Pin Payments

Online payment gateway and processor for small businesses and platforms in Australia and New Zealand.

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Overview

Pin Payments enables businesses in Australia and New Zealand to accept online card payments without requiring a merchant account. It offers integration with ecommerce platforms, supports multiple currencies, and provides tools for onboarding, verification, and payment processing with transparent pricing.

Last updated: Sep 9, 2026

Key Features

Payment Gateway and Processor

Combines payment gateway, processor, and acquiring services into a single account for streamlined online payment acceptance.

Integration with Ecommerce Platforms

Supports integration with WooCommerce, Adobe Commerce (Magento), Shopify, and other ecommerce platforms for seamless payment processing.

Multi-Currency and Foreign Currency Support

Enables selling in multiple currencies with foreign currency transaction and conversion fee options, supporting overseas market sales.

Hosted Fields Interface for Platforms

Allows software vendors to build payment acceptance into their platforms with customizable payment forms and minimized PCI compliance scope.

Onboarding and Verification

Handles Know Your Customer (KYC) and Anti Money Laundering (AML) checks with co-branded onboarding processes for platform customers.

Recurring and Split Payments

Supports one-time, recurring, and split payments, enabling flexible billing and revenue sharing models.

Apple Pay and Google Pay Support

Accepts payments through modern digital wallets such as Apple Pay and Google Pay for enhanced customer convenience.

Dispute Management

Provides tools to manage and respond to cardholder disputes with associated administration fees for unsuccessful disputes.

Pros

No merchant account required, simplifying setup for small businesses.
Transparent and competitive pricing with no lock-in contracts or monthly fees.
Supports multiple payment methods including Apple Pay and Google Pay.
Provides tools for platforms to onboard customers and manage payments with KYC and AML compliance.
Local support teams available in Australia and New Zealand.

Cons

Currently only available to businesses based in Australia and New Zealand.
Foreign currency settlement options may require contacting sales for details.
Third-party transfer fees apply when using Payouts APIs.
Limited information on advanced fraud detection features.
No explicit mention of mobile SDKs for native app integration.

Pricing

Pin Payments pricing plans
Plan	Price	Highlights
Free to Get Started	0	No setup or monthly fees Access to all features Standard domestic transaction fees apply
Standard Transaction Fees	1.6% + 30c	Domestic card payments in Australia and New Zealand
International Transaction Fees	3.4% + 30c	Payments made with international cards
Foreign Currency Transactions	3.4% + 30c + 1.7% conversion fee	Sell in multiple currencies with conversion to AUD
Custom Pricing	Contact sales	Available for businesses processing over $30,000 per month Foreign settlement options

Pricing is collected from the official Pin Payments website and may change. Always confirm with the vendor.

Frequently Asked Questions

Ratings & reviews

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Community reviews (0)

Most recent

No reviews yet. Be the first to share your experience.

Ratings & reviews

No reviews yet. Be the first to share your experience.

Share your experience

Help others decide, your insights matter

Community reviews (0)

Most recent

No reviews yet. Be the first to share your experience.

Key Features

Payment Gateway and Processor

Combines payment gateway, processor, and acquiring services into a single account for streamlined online payment acceptance.

Integration with Ecommerce Platforms

Supports integration with WooCommerce, Adobe Commerce (Magento), Shopify, and other ecommerce platforms for seamless payment processing.

Multi-Currency and Foreign Currency Support

Enables selling in multiple currencies with foreign currency transaction and conversion fee options, supporting overseas market sales.

Hosted Fields Interface for Platforms

Allows software vendors to build payment acceptance into their platforms with customizable payment forms and minimized PCI compliance scope.

Onboarding and Verification

Handles Know Your Customer (KYC) and Anti Money Laundering (AML) checks with co-branded onboarding processes for platform customers.

Recurring and Split Payments

Supports one-time, recurring, and split payments, enabling flexible billing and revenue sharing models.

Apple Pay and Google Pay Support

Accepts payments through modern digital wallets such as Apple Pay and Google Pay for enhanced customer convenience.

Dispute Management

Provides tools to manage and respond to cardholder disputes with associated administration fees for unsuccessful disputes.

Pros

No merchant account required, simplifying setup for small businesses.
Transparent and competitive pricing with no lock-in contracts or monthly fees.
Supports multiple payment methods including Apple Pay and Google Pay.
Provides tools for platforms to onboard customers and manage payments with KYC and AML compliance.
Local support teams available in Australia and New Zealand.

Cons

Currently only available to businesses based in Australia and New Zealand.
Foreign currency settlement options may require contacting sales for details.
Third-party transfer fees apply when using Payouts APIs.
Limited information on advanced fraud detection features.
No explicit mention of mobile SDKs for native app integration.

Pricing

Pin Payments pricing plans
Plan	Price	Highlights
Free to Get Started	0	No setup or monthly fees Access to all features Standard domestic transaction fees apply
Standard Transaction Fees	1.6% + 30c	Domestic card payments in Australia and New Zealand
International Transaction Fees	3.4% + 30c	Payments made with international cards
Foreign Currency Transactions	3.4% + 30c + 1.7% conversion fee	Sell in multiple currencies with conversion to AUD
Custom Pricing	Contact sales	Available for businesses processing over $30,000 per month Foreign settlement options

Pricing is collected from the official Pin Payments website and may change. Always confirm with the vendor.

Pin Payments

Overview

Key Features

Payment Gateway and Processor

Integration with Ecommerce Platforms

Multi-Currency and Foreign Currency Support

Hosted Fields Interface for Platforms

Onboarding and Verification

Recurring and Split Payments

Apple Pay and Google Pay Support

Dispute Management

Pros

Cons

Pricing

Featured Video

Frequently Asked Questions

Ratings & reviews

Ratings & reviews

Community reviews (0)

Ratings & reviews

Community reviews (0)

Key Features

Payment Gateway and Processor

Integration with Ecommerce Platforms

Multi-Currency and Foreign Currency Support

Hosted Fields Interface for Platforms

Onboarding and Verification

Recurring and Split Payments

Apple Pay and Google Pay Support

Dispute Management

Pros

Cons

Pricing

Featured Video

Frequently Asked Questions

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Ratings & reviews

Community reviews (0)

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