Overview

Pin Payments enables businesses in Australia and New Zealand to accept online card payments without requiring a merchant account. It offers integration with ecommerce platforms, supports multiple currencies, and provides tools for onboarding, verification, and payment processing with transparent pricing.

Updated Sep 9, 2026.

Key Features

Payment Gateway and Processor

Combines payment gateway, processor, and acquiring services into a single account for streamlined online payment acceptance.

Integration with Ecommerce Platforms

Supports integration with WooCommerce, Adobe Commerce (Magento), Shopify, and other ecommerce platforms for seamless payment processing.

Multi-Currency and Foreign Currency Support

Enables selling in multiple currencies with foreign currency transaction and conversion fee options, supporting overseas market sales.

Hosted Fields Interface for Platforms

Allows software vendors to build payment acceptance into their platforms with customizable payment forms and minimized PCI compliance scope.

Onboarding and Verification

Handles Know Your Customer (KYC) and Anti Money Laundering (AML) checks with co-branded onboarding processes for platform customers.

Recurring and Split Payments

Supports one-time, recurring, and split payments, enabling flexible billing and revenue sharing models.

Apple Pay and Google Pay Support

Accepts payments through modern digital wallets such as Apple Pay and Google Pay for enhanced customer convenience.

Dispute Management

Provides tools to manage and respond to cardholder disputes with associated administration fees for unsuccessful disputes.

Pros

No merchant account required, simplifying setup for small businesses.
Transparent and competitive pricing with no lock-in contracts or monthly fees.
Supports multiple payment methods including Apple Pay and Google Pay.
Provides tools for platforms to onboard customers and manage payments with KYC and AML compliance.
Local support teams available in Australia and New Zealand.

Cons

Currently only available to businesses based in Australia and New Zealand.
Foreign currency settlement options may require contacting sales for details.
Third-party transfer fees apply when using Payouts APIs.
Limited information on advanced fraud detection features.
No explicit mention of mobile SDKs for native app integration.

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Community reviews (0)

Most recent

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Key Features

Payment Gateway and Processor

Combines payment gateway, processor, and acquiring services into a single account for streamlined online payment acceptance.

Integration with Ecommerce Platforms

Supports integration with WooCommerce, Adobe Commerce (Magento), Shopify, and other ecommerce platforms for seamless payment processing.

Multi-Currency and Foreign Currency Support

Enables selling in multiple currencies with foreign currency transaction and conversion fee options, supporting overseas market sales.

Hosted Fields Interface for Platforms

Allows software vendors to build payment acceptance into their platforms with customizable payment forms and minimized PCI compliance scope.

Onboarding and Verification

Handles Know Your Customer (KYC) and Anti Money Laundering (AML) checks with co-branded onboarding processes for platform customers.

Recurring and Split Payments

Supports one-time, recurring, and split payments, enabling flexible billing and revenue sharing models.

Apple Pay and Google Pay Support

Accepts payments through modern digital wallets such as Apple Pay and Google Pay for enhanced customer convenience.

Dispute Management

Provides tools to manage and respond to cardholder disputes with associated administration fees for unsuccessful disputes.

Pros

No merchant account required, simplifying setup for small businesses.
Transparent and competitive pricing with no lock-in contracts or monthly fees.
Supports multiple payment methods including Apple Pay and Google Pay.
Provides tools for platforms to onboard customers and manage payments with KYC and AML compliance.
Local support teams available in Australia and New Zealand.