OpenBudget

Connects bank accounts to AI assistants and spreadsheets for real-time financial insights.

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Overview

OpenBudget links users' bank accounts to AI tools like Claude and ChatGPT and syncs transactions to Google Sheets and Excel, enabling detailed queries about spending, budgets, and investments with automatic categorization and secure bank connections via Plaid.

Updated Aug 27, 2026.

Key Features

Bank Account Integration

Connects to over 10,000 US banks and cards securely via Plaid for real-time transaction and balance data.

AI Assistant Connectivity

Supports AI clients like Claude and ChatGPT through a Model Context Protocol server to query financial data in natural language.

Spreadsheet Sync

Automatically syncs categorized transactions and balances to Google Sheets and Excel workbooks without manual CSV exports.

Automatic Transaction Categorization

Uses AI to categorize transactions with user-defined rules, remembering categories for future transactions.

Investment Account Support

Includes brokerage and retirement accounts in data sync and AI queries for holdings, dividends, buys, and sells.

Recurring AI Prompts

Enables scheduled AI tasks such as daily spending summaries, weekly bill checks, and monthly transaction reviews.

Split Charge Handling

AI can split mixed purchases into appropriate budget categories for accurate expense tracking.

Bank-Grade Security

Bank credentials are handled exclusively by Plaid; OpenBudget does not store credentials or move money.

Pros

Supports over 10,000 US financial institutions via Plaid for broad bank connectivity.
Integrates with popular AI assistants for natural language financial queries.
Automates syncing of live transaction data to spreadsheets, reducing manual work.
Offers automatic categorization with customizable rules and AI memory.
Includes investment account tracking alongside everyday banking data.

Cons

Available only for United States banking institutions.
No money transfer or payment capabilities; read-only access to data.
Not a financial advisor; does not provide financial advice or planning.
Requires subscription after 7-day free trial; no free tier beyond trial.
Limited to users comfortable with AI assistants and spreadsheet tools.

Pricing

OpenBudget pricing plans
Plan	Price	Highlights
Base Annual	$5 per month	Up to 10 connected institutions AI queries on transactions, balances, and debts Automatic transaction categorization and rules Sync to Google Sheets and Excel 7-day free trial
Base Monthly	$9.95 per month	Same features as Base Annual Billed monthly 7-day free trial
Investor Annual	$8.25 per month	Up to 15 connected institutions including investments All Base features Investment account tracking and AI queries Sync to Google Sheets and Excel 7-day free trial
Investor Monthly	$12.95 per month	Same features as Investor Annual Billed monthly 7-day free trial

Pricing is collected from the official OpenBudget website and may change. Always confirm with the vendor.

Frequently Asked Questions

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Community reviews (0)

Most recent

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Key Features

Bank Account Integration

Connects to over 10,000 US banks and cards securely via Plaid for real-time transaction and balance data.

AI Assistant Connectivity

Supports AI clients like Claude and ChatGPT through a Model Context Protocol server to query financial data in natural language.

Spreadsheet Sync

Automatically syncs categorized transactions and balances to Google Sheets and Excel workbooks without manual CSV exports.

Automatic Transaction Categorization

Uses AI to categorize transactions with user-defined rules, remembering categories for future transactions.

Investment Account Support

Includes brokerage and retirement accounts in data sync and AI queries for holdings, dividends, buys, and sells.

Recurring AI Prompts

Enables scheduled AI tasks such as daily spending summaries, weekly bill checks, and monthly transaction reviews.

Split Charge Handling

AI can split mixed purchases into appropriate budget categories for accurate expense tracking.

Bank-Grade Security

Bank credentials are handled exclusively by Plaid; OpenBudget does not store credentials or move money.

Pros

Supports over 10,000 US financial institutions via Plaid for broad bank connectivity.
Integrates with popular AI assistants for natural language financial queries.
Automates syncing of live transaction data to spreadsheets, reducing manual work.
Offers automatic categorization with customizable rules and AI memory.
Includes investment account tracking alongside everyday banking data.

Cons

Available only for United States banking institutions.
No money transfer or payment capabilities; read-only access to data.
Not a financial advisor; does not provide financial advice or planning.
Requires subscription after 7-day free trial; no free tier beyond trial.
Limited to users comfortable with AI assistants and spreadsheet tools.

Pricing

OpenBudget pricing plans
Plan	Price	Highlights
Base Annual	$5 per month	Up to 10 connected institutions AI queries on transactions, balances, and debts Automatic transaction categorization and rules Sync to Google Sheets and Excel 7-day free trial
Base Monthly	$9.95 per month	Same features as Base Annual Billed monthly 7-day free trial
Investor Annual	$8.25 per month	Up to 15 connected institutions including investments All Base features Investment account tracking and AI queries Sync to Google Sheets and Excel 7-day free trial
Investor Monthly	$12.95 per month	Same features as Investor Annual Billed monthly 7-day free trial

Pricing is collected from the official OpenBudget website and may change. Always confirm with the vendor.

OpenBudget

Overview

Key Features

Bank Account Integration

AI Assistant Connectivity

Spreadsheet Sync

Automatic Transaction Categorization

Investment Account Support

Recurring AI Prompts

Split Charge Handling

Bank-Grade Security

Pros

Cons

Pricing

Frequently Asked Questions

Ratings & reviews

Community reviews (0)

Community reviews (0)

Key Features

Bank Account Integration

AI Assistant Connectivity

Spreadsheet Sync

Automatic Transaction Categorization

Investment Account Support

Recurring AI Prompts

Split Charge Handling

Bank-Grade Security

Pros

Cons

Pricing

Frequently Asked Questions

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Community reviews (0)

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