Personal Finance

Kubera

Kubera is a personal balance sheet software for individuals managing diverse and complex wealth portfolios.

Overview

Kubera aggregates diverse assets including bank accounts, investments, digital assets, and physical valuables into a unified balance sheet with real-time reporting and multi-currency support. It offers AI-powered document import, portfolio collaboration, and scenario planning features.

Updated Oct 18, 2026

9 things

What Kubera has

Apps

Android
iPhone

For developers

A Model Context Protocol server that lets AI tools connect to and act on your data.

Support

Get help from the support team by writing to them via email.
Real people you can contact when you need help with the tool.
Guided setup and training to help new users get started with the tool.

Pricing

Try the paid product for a limited time before committing to a subscription.
A product demonstration available to prospective customers who want to evaluate the tool.

Extras

Offer the product to your clients under your own brand.

9 features

Key Features

Private investment tracking
Kubera tracks committed capital, calls, distributions, and IRR, so you can see the full picture alongside everything else you own.
Nested portfolios
Nested Portfolios, for more complex structures, give each person, trust, or entity its own portfolio with independent views, granular access control, and money flows tracked between them.
Access controls
Granular access control decides who sees what and how much.
Website balance sync
Web Sync reads the numbers straight off their website and syncs them to your portfolio.
Automatic asset valuation
Live price feeds plus AI appraiser keep every asset current.
Multi-currency support
Multi-currency runs through every layer of Kubera.
Cash overview
Know exactly how much cash you have across all accounts, so you have enough liquidity for expenses and capital calls.
Scenario planning
Fast Forward runs scenarios on complex wealth: sell the company, buy the house, fund the trust and watch the balance sheet respond.
Beneficiary access
Go silent for too long, and Kubera securely delivers your portfolio to your chosen beneficiaries.

Pros and cons

Pros

Comprehensive asset coverage including traditional, digital, and alternative investments.
Flat pricing model regardless of net worth avoids asset-based fees.
AI-powered document import reduces manual data entry.
Supports multi-entity and multi-currency portfolios for complex wealth structures.
Collaborative features with granular access control for trusted parties.

Cons

Annual subscription cost may be high for users with smaller portfolios.
No free tier beyond a 14-day trial period.
Does not provide budgeting or financial advice features.
Relies on third-party aggregators which may occasionally lose connectivity.
Limited direct human advisory support, focusing on software-only service.

As of October 2026

Pricing

Paid. Plans start at $250 per year.

Essentials
$250
per year
Black
$2500
per year
Gold
$10000
per year

You?

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Frequently Asked Questions

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Community reviews

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Tried this tool? Share your experience.

Write a review

9 things

What Kubera has

Apps

Android
iPhone

For developers

A Model Context Protocol server that lets AI tools connect to and act on your data.

Support

Get help from the support team by writing to them via email.
Real people you can contact when you need help with the tool.
Guided setup and training to help new users get started with the tool.

Pricing

Try the paid product for a limited time before committing to a subscription.
A product demonstration available to prospective customers who want to evaluate the tool.

Extras

Offer the product to your clients under your own brand.

9 features

Key Features

Private investment tracking
Kubera tracks committed capital, calls, distributions, and IRR, so you can see the full picture alongside everything else you own.
Nested portfolios
Nested Portfolios, for more complex structures, give each person, trust, or entity its own portfolio with independent views, granular access control, and money flows tracked between them.
Access controls
Granular access control decides who sees what and how much.
Website balance sync
Web Sync reads the numbers straight off their website and syncs them to your portfolio.
Automatic asset valuation
Live price feeds plus AI appraiser keep every asset current.
Multi-currency support
Multi-currency runs through every layer of Kubera.
Cash overview
Know exactly how much cash you have across all accounts, so you have enough liquidity for expenses and capital calls.
Scenario planning
Fast Forward runs scenarios on complex wealth: sell the company, buy the house, fund the trust and watch the balance sheet respond.
Beneficiary access
Go silent for too long, and Kubera securely delivers your portfolio to your chosen beneficiaries.

Pros and cons

Pros

Comprehensive asset coverage including traditional, digital, and alternative investments.
Flat pricing model regardless of net worth avoids asset-based fees.
AI-powered document import reduces manual data entry.
Supports multi-entity and multi-currency portfolios for complex wealth structures.
Collaborative features with granular access control for trusted parties.

Cons

Annual subscription cost may be high for users with smaller portfolios.
No free tier beyond a 14-day trial period.
Does not provide budgeting or financial advice features.
Relies on third-party aggregators which may occasionally lose connectivity.
Limited direct human advisory support, focusing on software-only service.

As of October 2026

Pricing

Paid. Plans start at $250 per year.

Essentials
$250
per year
Black
$2500
per year
Gold
$10000
per year

You?

Be the first to rate Kubera

Your review helps others make better decisions. No account needed. Takes about 10 seconds.

0 questions

Kubera

Overview

What Kubera has

Apps

For developers

Support

Pricing

Extras

Key Features

Private investment tracking

Nested portfolios

Access controls

Website balance sync

Automatic asset valuation

Multi-currency support

Cash overview

Scenario planning

Beneficiary access

Pros and cons

Pros

Cons

Pricing

Kubera pricing plans

Essentials

Black

Gold

Be the first to rate Kubera

Frequently Asked Questions

What Kubera has

Apps

For developers

Support

Pricing

Extras

Key Features

Private investment tracking

Nested portfolios

Access controls

Website balance sync

Automatic asset valuation

Multi-currency support

Cash overview

Scenario planning

Beneficiary access

Pros and cons

Pros

Cons

Pricing

Kubera pricing plans

Essentials

Black

Gold

Be the first to rate Kubera

Frequently Asked Questions

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