Personal Finance

Kubera

Kubera is a personal balance sheet software for individuals managing diverse and complex wealth portfolios.

Overview

Kubera aggregates diverse assets including bank accounts, investments, digital assets, and physical valuables into a unified balance sheet with real-time reporting and multi-currency support. It offers AI-powered document import, portfolio collaboration, and scenario planning features.

Updated Oct 18, 2026

9 things

What Kubera has

Apps

Android
iPhone

For developers

A Model Context Protocol server that lets AI tools connect to and act on your data.

Support

Get help from the support team by writing to them via email.
Real people you can contact when you need help with the tool.
Guided setup and training to help new users get started with the tool.

Pricing

Try the paid product for a limited time before committing to a subscription.
A product demonstration available to prospective customers who want to evaluate the tool.

Extras

Offer the product to your clients under your own brand.

12 features

Key Features

Balance sheet
For you, Kubera is your balance sheet.
Web Sync
Web Sync reads the numbers straight off their website and syncs them to your portfolio.
Private investment tracking
Kubera tracks committed capital, calls, distributions, and IRR, so you can see the full picture alongside everything else you own.
Asset valuations
Live price feeds plus AI appraiser keep every asset current.
Nested portfolios
Nested Portfolios, for more complex structures, give each person, trust, or entity its own portfolio with independent views, granular access control, and money flows tracked between them.
Multi-currency tracking
Multi-currency runs through every layer of Kubera.
Access controls
Granular access control decides who sees what and how much.
Real-time reporting
Unlike outdated PDF reports, Kubera provides real-time, dynamic, and beautiful reporting.
Cash management
Know exactly how much cash you have across all accounts, so you have enough liquidity for expenses and capital calls.
Cash forecasting
Cash forecasting tools ensure you're never caught by surprise, preventing forced sales at the last moment.
Financial scenarios
Fast Forward runs scenarios on complex wealth: sell the company, buy the house, fund the trust and watch the balance sheet respond.
Beneficiary delivery
Go silent for too long, and Kubera securely delivers your portfolio to your chosen beneficiaries.

Pros and cons

Pros

Comprehensive asset coverage including traditional, digital, and alternative investments.
Flat pricing model regardless of net worth avoids asset-based fees.
AI-powered document import reduces manual data entry.
Supports multi-entity and multi-currency portfolios for complex wealth structures.
Collaborative features with granular access control for trusted parties.

Cons

Annual subscription cost may be high for users with smaller portfolios.
No free tier beyond a 14-day trial period.
Does not provide budgeting or financial advice features.
Relies on third-party aggregators which may occasionally lose connectivity.
Limited direct human advisory support, focusing on software-only service.

As of October 2026

Pricing

Paid. Plans start at $250 per year.

Essentials
$250
per year
Black
$2500
per year
Gold
$10000
per year

You?

Be the first to rate Kubera

Your review helps others make better decisions. No account needed. Takes about 10 seconds.

0 questions

Frequently Asked Questions

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Community reviews

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Community reviews

Sort:Write a review

No written reviews yet. Be the first to share your experience.

Tried this tool? Share your experience.

Write a review

9 things

What Kubera has

Apps

Android
iPhone

For developers

A Model Context Protocol server that lets AI tools connect to and act on your data.

Support

Get help from the support team by writing to them via email.
Real people you can contact when you need help with the tool.
Guided setup and training to help new users get started with the tool.

Pricing

Try the paid product for a limited time before committing to a subscription.
A product demonstration available to prospective customers who want to evaluate the tool.

Extras

Offer the product to your clients under your own brand.

12 features

Key Features

Balance sheet
For you, Kubera is your balance sheet.
Web Sync
Web Sync reads the numbers straight off their website and syncs them to your portfolio.
Private investment tracking
Kubera tracks committed capital, calls, distributions, and IRR, so you can see the full picture alongside everything else you own.
Asset valuations
Live price feeds plus AI appraiser keep every asset current.
Nested portfolios
Nested Portfolios, for more complex structures, give each person, trust, or entity its own portfolio with independent views, granular access control, and money flows tracked between them.
Multi-currency tracking
Multi-currency runs through every layer of Kubera.
Access controls
Granular access control decides who sees what and how much.
Real-time reporting
Unlike outdated PDF reports, Kubera provides real-time, dynamic, and beautiful reporting.
Cash management
Know exactly how much cash you have across all accounts, so you have enough liquidity for expenses and capital calls.
Cash forecasting
Cash forecasting tools ensure you're never caught by surprise, preventing forced sales at the last moment.
Financial scenarios
Fast Forward runs scenarios on complex wealth: sell the company, buy the house, fund the trust and watch the balance sheet respond.
Beneficiary delivery
Go silent for too long, and Kubera securely delivers your portfolio to your chosen beneficiaries.

Pros and cons

Pros

Comprehensive asset coverage including traditional, digital, and alternative investments.
Flat pricing model regardless of net worth avoids asset-based fees.
AI-powered document import reduces manual data entry.
Supports multi-entity and multi-currency portfolios for complex wealth structures.
Collaborative features with granular access control for trusted parties.

Cons

Annual subscription cost may be high for users with smaller portfolios.
No free tier beyond a 14-day trial period.
Does not provide budgeting or financial advice features.
Relies on third-party aggregators which may occasionally lose connectivity.
Limited direct human advisory support, focusing on software-only service.

As of October 2026

Pricing

Paid. Plans start at $250 per year.

Essentials
$250
per year
Black
$2500
per year
Gold
$10000
per year

You?

Be the first to rate Kubera

Your review helps others make better decisions. No account needed. Takes about 10 seconds.

0 questions

Kubera

Overview

What Kubera has

Apps

For developers

Support

Pricing

Extras

Key Features

Balance sheet

Web Sync

Private investment tracking

Asset valuations

Nested portfolios

Multi-currency tracking

Access controls

Real-time reporting

Cash management

Cash forecasting

Financial scenarios

Beneficiary delivery

Pros and cons

Pros

Cons

Pricing

Kubera pricing plans

Essentials

Black

Gold

Be the first to rate Kubera

Frequently Asked Questions

What Kubera has

Apps

For developers

Support

Pricing

Extras

Key Features

Balance sheet

Web Sync

Private investment tracking

Asset valuations

Nested portfolios

Multi-currency tracking

Access controls

Real-time reporting

Cash management

Cash forecasting

Financial scenarios

Beneficiary delivery

Pros and cons

Pros

Cons

Pricing

Kubera pricing plans

Essentials

Black

Gold

Be the first to rate Kubera

Frequently Asked Questions

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