Business Finance

Brex

A unified AI‑native spend and financial operations platform combining corporate cards, expense management, banking, and payments.

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Overview

Brex provides a unified finance platform with corporate cards, spend management, reimbursements, travel, bill pay, and real‑time visibility, along with API integrations for automation and control.

Updated Oct 18, 2026

10 things

What Brex has

Apps

For developers

Programmatic access to the product's data and features for developers. One of 15 Business Finance tools with an API.
A Model Context Protocol server that lets AI tools connect to and act on your data.

Support

Help from the vendor at any hour, every day of the week. One of 11 Business Finance tools with 24/7 support.
A dedicated expert who helps your team get the most out of the product. One of 4 Business Finance tools with dedicated account manager.
Real people you can contact when you need help with the tool.
Get help from the support team through a real-time chat window. One of 12 Business Finance tools with live chat.
Get help from the support team by calling them directly on the phone. One of 14 Business Finance tools with phone support.
Expert services that help organizations plan, implement, or improve their work processes. One of 5 Business Finance tools with professional services.

12 features

Key Features

Spend controls
Set budgets and allocate spend limits with auto-enforced controls that empower employees to spend wisely. Track and adjust in real time to keep everyone on budget and maximize impact.
Expense automation
Use AI to automate approvals and expense reports.
Travel management
Simplify global travel with in-app booking and management.
Bill pay
Save time with AI-powered automation of invoice entry, approval, and payments. Issue vendor-specific cards for any teams with per-transaction limits and procurement approval flows.
Accounting automation
Save time with AI-generated suggestions and 1,000s of two-way ERP integrations. Book accruals for incomplete expenses with one click to close the books every day and automate GL coding by entity globally.
Card acceptance
Physical and virtual cards issued on the leading worldwide network, Mastercard, with acceptance in 210+ countries and territories.
Phone card management
Manage your card from your phone. Pay with Apple Pay, cancel your card, and view your spend all in one app.
Spending rewards
Earn up to 7x back, redeem for cash back, credits, or even billboards.
Growing credit limits
Get a card limit that keeps pace with your business based on financial factors such as revenue or dollars raised.
Global spend
Enable spend for travel, procurement, and more with worldwide card acceptance and local-currency cards in 50+ countries.
Travel cards
Enable travel expenses and ensure policy compliance with automated controls, receipts, and memos.
Vendor cards
Issue card with built-in controls for specific vendors, and set to recur or expire.

Pros and cons

Pros

No personal guarantee and high card limits tailored to business rather than individual credit.
AI‑driven automation reduces manual expense reconciliation and speeds month‑end close.
All financial workflows—cards, banking, travel, bill pay—in one platform.
Global support with multi‑currency, multi‑entity, and virtual/physical card issuance.
Extensive API and integration support for custom workflows and internal tool integration.

Cons

Pricing billed per user; cost may rise significantly as team grows.
Enterprise and Smart Card pricing is custom—requires contacting sales.
Some advanced features available only via early access and may be unstable.
FX markup up to 3% applies for international card transactions.
Non‑cash sweep balances in Treasury not FDIC‑insured unless swept, potentially complex risk structure.

As of October 2026

Pricing

Freemium. Paid plans start at $12 per month.

Essentials
$0
Premium
$12
per month
Enterprise
Custom
on request

You?

Be the first to rate Brex

Your review helps others make better decisions. No account needed. Takes about 10 seconds.

Featured Video

See Brex at work before you try it.

Watch on YouTube

0 questions

Frequently Asked Questions

No reviews yet

Community reviews

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Community reviews

Sort:Write a review

No written reviews yet. Be the first to share your experience.

Tried this tool? Share your experience.

Write a review

10 things

What Brex has

Apps

For developers

Programmatic access to the product's data and features for developers. One of 15 Business Finance tools with an API.
A Model Context Protocol server that lets AI tools connect to and act on your data.

Support

Help from the vendor at any hour, every day of the week. One of 11 Business Finance tools with 24/7 support.
A dedicated expert who helps your team get the most out of the product. One of 4 Business Finance tools with dedicated account manager.
Real people you can contact when you need help with the tool.
Get help from the support team through a real-time chat window. One of 12 Business Finance tools with live chat.
Get help from the support team by calling them directly on the phone. One of 14 Business Finance tools with phone support.
Expert services that help organizations plan, implement, or improve their work processes. One of 5 Business Finance tools with professional services.

12 features

Key Features

Spend controls
Set budgets and allocate spend limits with auto-enforced controls that empower employees to spend wisely. Track and adjust in real time to keep everyone on budget and maximize impact.
Expense automation
Use AI to automate approvals and expense reports.
Travel management
Simplify global travel with in-app booking and management.
Bill pay
Save time with AI-powered automation of invoice entry, approval, and payments. Issue vendor-specific cards for any teams with per-transaction limits and procurement approval flows.
Accounting automation
Save time with AI-generated suggestions and 1,000s of two-way ERP integrations. Book accruals for incomplete expenses with one click to close the books every day and automate GL coding by entity globally.
Card acceptance
Physical and virtual cards issued on the leading worldwide network, Mastercard, with acceptance in 210+ countries and territories.
Phone card management
Manage your card from your phone. Pay with Apple Pay, cancel your card, and view your spend all in one app.
Spending rewards
Earn up to 7x back, redeem for cash back, credits, or even billboards.
Growing credit limits
Get a card limit that keeps pace with your business based on financial factors such as revenue or dollars raised.
Global spend
Enable spend for travel, procurement, and more with worldwide card acceptance and local-currency cards in 50+ countries.
Travel cards
Enable travel expenses and ensure policy compliance with automated controls, receipts, and memos.
Vendor cards
Issue card with built-in controls for specific vendors, and set to recur or expire.

Pros and cons

Pros

No personal guarantee and high card limits tailored to business rather than individual credit.
AI‑driven automation reduces manual expense reconciliation and speeds month‑end close.
All financial workflows—cards, banking, travel, bill pay—in one platform.
Global support with multi‑currency, multi‑entity, and virtual/physical card issuance.
Extensive API and integration support for custom workflows and internal tool integration.

Cons

Pricing billed per user; cost may rise significantly as team grows.
Enterprise and Smart Card pricing is custom—requires contacting sales.
Some advanced features available only via early access and may be unstable.
FX markup up to 3% applies for international card transactions.
Non‑cash sweep balances in Treasury not FDIC‑insured unless swept, potentially complex risk structure.

As of October 2026

Pricing

Freemium. Paid plans start at $12 per month.

Essentials
$0
Premium
$12
per month
Enterprise
Custom
on request

You?

Be the first to rate Brex

Your review helps others make better decisions. No account needed. Takes about 10 seconds.

Featured Video

See Brex at work before you try it.

Watch on YouTube

0 questions

Brex

Overview

What Brex has

Apps

For developers

Support

Key Features

Spend controls

Expense automation

Travel management

Bill pay

Accounting automation

Card acceptance

Phone card management

Spending rewards

Growing credit limits

Global spend

Travel cards

Vendor cards

Pros and cons

Pros

Cons

Pricing

Brex pricing plans

Essentials

Premium

Enterprise

Be the first to rate Brex

Featured Video

Frequently Asked Questions

What Brex has

Apps

For developers

Support

Key Features

Spend controls

Expense automation

Travel management

Bill pay

Accounting automation

Card acceptance

Phone card management

Spending rewards

Growing credit limits

Global spend

Travel cards

Vendor cards

Pros and cons

Pros

Cons

Pricing

Brex pricing plans

Essentials

Premium

Enterprise

Be the first to rate Brex

Featured Video

Frequently Asked Questions

More in Business Finance

More in Business Finance